Ramsey County First Time Home Buyers: Is It Time To Buy? | Real ...

Most Minnesota first time home buyers are totally surprised when I take
them out looking for homes and show them the affordable Ramsey County homes for
sale. The simple fact is that the housing affordability index in Minnesota has
not been this low in years. While many renters have only read the negative press
about real estate values, others have seen a completely different side. With the
incredible combination of lower property values and historic low interest rates
will make your house payments quite often lower than your rent payments. So if
you would like to meet with me and talk about becoming a Minnesota
first time home buyer, I would truly love to talk with you.

Ramsey County is one
of the 11 counties in the Twin Cities metropolitan area. The state capital of
Minnesota, St. Paul, is located in Ramsey County. With a growing population
counting just over 500,000 it is one of the most densely populated counties in
the U.S. Minnesota
first time home buyers can benefit from the Ramsey County First
Home program with down payment assistance up to $10,000. If you are
considering about buying or selling a home in Ramsey County please call me or
send me an email.

There are a lot of resources in the great state of Minnesota for first time
buyers. Did you know that the state offers financing programs designed
especially first time buyers through the Minnesota Housing Finance Agency? Commonly
known as MHFA, this agency provides home loans through local MN
lenders at special interest rates along with possible down payment
assistance programs for those who qualify. More lenient credit parameters in
this program are also helpful to many MN first time home buyers. Minnesota
Housing Finance Agency (MHFA) works with traditional mortgage financing such as
FHA
mortgages, VA loans, and conventional mortgage financing.

In addition to State of Minnesota down payment assistance funds many of our
local communities offer assistance programs of their own as well. Each of these
programs vary in terms of qualifications required to access the funds. Depending
upon when you are reading this these programs may or may not be funded so we can
check on it when you call me.

For many MN first time home buyers the intimidating
question is where do I start? Your very first step to home ownership is to get
preapproved for a first time buyer?s mortgage. By doing so you find out how much
of a loan you are qualified for so that we can research homes in a price range
with comfortable payments for you.

Today?s housing affordability index is so low it makes it a great time to
look into buying Ramsey County homes for sale. If you are tired of throwing your
money away on rent, take this opportunity now to learn more about the benefits
of buying your first home in Minnesota. I?ve worked with many MN first time
buyers before and am glad to answer any and all of your questions. Simply give
me a call or send me an email and let?s see what might be possible!

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Scott Schultz
Sales Executive, Licensed Realtor in Minnesota

Remax Results
scott.schultz@results.net
Cell 952-221-7419

Direct 952-431-2400
Fax 952-431-0420
14451 Founders Lane
Apple
Valley, MN 55124
With a focus on Apple Valley real
estate and surrounding communities.

www.scottschultz.remax-northcentral.com

www.ourteam-remax.com

Licensed Realtor in Minnesota. Call me at 952-221-7419. Email me at scott.schultz@results.net. I sell Apple Valley real estate as well as all around the Twin Cities.

Scott Schultz

Source: http://www.real-minnesota.com/2011/09/28/ramsey-county-first-time-home-buyers-is-it-time-to-buy/

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